Specialized Financing:  Existing Properties

Commercial   

Retail, Office, Mixed Use, Warehouse, Light Industrial
Loan To Value  to 90% on case-by-case basis
     Amortization:  30 year
     Term: 10 and 15 year
     Adjustable rate (index: 6 month LIBOR), Hybrid
      * Stated Income / Stated Asset Programs Available

Multi-Family   

Loan To Value to 90% on case-by-case basis
     Amortization:  30 year
     Term:  30 year
     Adjustable rate (index: 6 month LIBOR), Hybrid
     Interest-only available on properties
     with no significant deferred maintenance
     * Stated Income / Stated Asset Programs Available

Condo Conversions  

Financing for 12 - 18 months during conversion
     Prime +, interest-only
     Out at 75% completion
     Financing for individual units prior to project completion available

Specialized Financing:  New Construction

Lot Loans    

100% available with Full Documentation
     2 year, 3 year, 5 year
     Prime, interest only
  

Builder Specs   

Experienced builders
     Blanket Line-of-Credit
     Based on number of specs
     Each house approved individually
     LTV to 100% on case-by-case basis
     Prime, interest-only

Commercial   

Retail, Office, Mixed Use, Multi-Family, Assisted Living
     Experienced builders / developers
     Loan Amount:  80% of hard costs or LTV (whichever is less)
     Prime +, interest-only
     Financing for 12 - 18 months
     Permanent end-loans also available

By evaluating your short-term needs and long-term goals I can customize a financing program to you.  Many investors, options and opportunities are available.  One call to me opens the door of possibilities.  Contact Terri: 512 470 2395

*  Programs or terms are not guaranteed.  Final approval is based upon strength of loan applicants and properties as determined by investor underwriting guidelines.