Austin PREQUALIFICATION: Why should you be PREQUALIFIED for a Mortgage?

PREQUALIFICATION answers the question, "How much house can you afford?"

* PREQUALIFICATION is free, with no obligation.

* Discover the loan amount for which you can be PREQUALIFIED

PREQUALIFY me!

Factors which are considered for your PREQUALIFICATION:

Once Terri receives this information, she will discuss with you your short-term needs & long-term goals and ascertain your comfort level for a monthly housing payment.  She will run a credit report, analyze the data and get back to you with findings and recommendations.

This will give both you and your agent a clear sense of the direction to take.

Your agent should insist you get PREQUALIFIED before you start looking for a house.  By knowing what your financial parameters are, your agent can spend more time looking for houses that fit, and waste less time pursuing the wrong house.  Nothing is more frustrating than looking at the wrong house, then falling in love with one you cannot afford.

And maybe you can afford more than you thought, and get that extra bedroom or family room! PREQUALIFICATION takes the guesswork and fear out of the mix.

Perhaps most importantly, PREQUALIFICATION will strengthen your negotiating position.  Your offer stands out in case of multiple offers for the same house.  Look at it from the seller's perspective:  If you had two offers on the table for your house, one from a PREQUALIFIED buyer (you!), the other from someone who didn't know if they could afford the house, which would you be more inclined to accept?  Sometimes lower offers are accepted because the buyer was PREQUALIFIED.  Sellers, buyers and agents are also fearful a transaction will fall apart because of mortgage denial. PREQUALIFICATION eliminates unnecessary worry and stress.  Become stress-free today, call Terri Wood at 512 470 2395.

NEXT PAGE